State Farm Car Insurance

State Farm is the largest car insurance provider in the world. That doesn't happen by accident, there is a reason that so many people trust them to provide their auto insurance. Still there are some criticisms of State Farm that you should be aware of if you are considering them. A lot of the criticism is just based on the fact that they are such a large company, no big company will go without getting criticized. However some of the criticism is based on real issues and should be taken seriously. The fact that so many people trust State Farm is a good sign that they are doing something right.

State Farm are the largest car insurance provider in the world so they must be doing something right. The main reason that people choose to insure their cars with State Farm is the customer service. The company is widely known for having one of the best customer service records in the industry. The fact that State Farm have been in business for as long as they have and the fact that they are the largest car insurer in the world are also major factors in their success. People trust them and that is a critically important aspect of the insurance business. That being said there are some criticism of the company that people should be aware of.

During the 1980s State Farm was accused of discriminating against certain clients and that has continued to tarnish their reputation to this day. Even though they have largely cleaned up their act the damage was done and it still colors a lot of people's view of the company. More recently the concerns have revolved around the willingness of the company to drop drivers that they think are unsafe. State Farm are widely regarded as one of the most difficult companies to get coverage with if you don't have a good driving record. They also have a habit of dropping clients if their driving record becomes a problem. State Farm are also generally thought of as being one of the more expensive options. However if you have a good driving record and value customer service you will probably be quite happy with them.

Like most other car insurance companies State Farm offers a number of discounts to good customers. The biggest discount is for going three years without a ticket. They also offer discounts to young drivers who take driver training courses and those that have good grades. Really anything that makes it less likely that they will have to pay out a claim will earn you a discount. Because State Farm does make a bigger deal out of being a safe driver than most other companies they also tend to offer bigger discounts to people who are safe drivers. That makes them a good option for car insurance coverage for responsible people with good driving records. However if you aren't a good driver you might want to look elsewhere for coverage.